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VISA Credit Cards

Upper Michigan Community Credit Union (UMCCU) offers two great Visa® credit cards to fit your needs.

Our Classic VISA®

Offers our members these great advantages:

  • No annual fee
  • Competitive fixed low interest rate of 9.95% APR*
  • No balance transfer fee
  • No cash advance fee
  • 25 day grace period before interest is charged on purchases
  • Online access
  • Payments can be made on our Virtual Branch home banking or at either UMCCU locations
  • Automatic payment options
  • Accepted anywhere the Visa® logo is displayed
  • Real-time fraud protection
  • Credit line up to $5,000

Our Platinum Preferred VISA®

Offers all the great advantages above, plus:

  • Fixed low interest rate 7.95% APR*
  • Credit line up to $10,000

*APR = Annual Percentage Rate.


Lost/Stolen Cards

Visa after hours:

Debit/ATM after hours:
1-888-241-2510 (within the U.S.)
1-909-941-1398 (outside the U.S.)

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