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Overdraft Protection

Shop with confidence year-round knowing you have access to two overdraft protection solutions. While there may not be sufficient funds in your checking account to cover your purchase or withdrawal, we will strive to authorize each checking account transaction on your behalf.

So, even if you’ve already enrolled in Share Savings Automatic Transfer you may want to consider an Overdraft Line of Credit.

Our two options are:

Share Savings Transfer

Utilize funds from your primary UMCCU Share Savings Account to cover check and debit card overdrafts. Open the form to get started.

Overdraft Line of Credit

Secure a credit limit between up to $2,000* with a low Annual Percentage Rate (APR). The line of credit will automatically transfer to your checking account to cover overdrafts.

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