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Mobile Banking

Mobiliti™

Enjoy any-time access to all of your accounts with Upper Michigan Community Credit Union Mobile App, Mobile Web, and Text Banking. Whether you're checking account balances, paying bills, transferring funds or finding the nearest ATM or UMCCU Branch, we provide secure, convenient access to your accounts anytime, anywhere.

There are three ways to sign up for Mobiliti™

Register in Virtual Branch. Required for SMS (text) and WAP (browser) Banking.

  1. Login to your account via Virtual Branch: https://www.financial-net.com/umccu/
  2. Click on the “Self Service” tab
  3. Go to the “Additional Services” area and select “Mobiliti”
  4. Click OK
  5. Check the box that says “I accept these Terms and Conditions” then click “Continue”
  6. Choose the services that you want. The apps can be downloaded with the links provided, or a link can be sent to your phone. Check the boxes for other service on the right (Mobile Browser, Text Messaging, Alerts). A comparison of services is found at the bottom.
  7. If you chose Mobile Browser, Text, or Alerts, you will need to select your time zone and the accounts to use for these services. The “Mobile Banking Nickname” is used for texting and should be very short. Click Continue.
  8. Enter your cell phone number to receive an activation code via text. Click Continue.
  9. Enter the activation code into the specified box on the Virtual Branch site and click “Activate”
  10. It will then tell you that activation has been successful and will text you instructions on how to access the services.
  11. If you have a smart phone, you should bookmark the Mobile Browser link.

Register by downloading the app.

  1. Download the TouchBanking app from the appropriate app store by searching “TouchBanking” or using the links below.
  2. Launch the app. When prompted, enter “GoMobile1327” for the App Code and enter your Virtual Branch logon ID.
    1. ***Minimum length for logon IDs is 6 characters. If your Virtual Branch logon ID is shorter than 6 characters, add zeros to the beginning to reach 6 digits.***
  3. Answer the challenge question if presented with one.
  4. Enter your Virtual Branch security code.

Register using the Mobile Browser site.

  1. You can add a link to this site to your homepage or send it out for members to use.
  2. Go to your mobile browser site: https://mobile.netit.financial-net.com/umccu/webkit/
  3. Sign in using your Virtual Branch logon ID.
    1. ***Minimum length for logon IDs is 6 characters. If your Virtual Branch logon ID is shorter than 6 characters, add zeros to the beginning to reach 6 digits.***
  4. Answer the challenge question if presented with one.
  5. Enter your Virtual Branch security code.

Mobile Banking Apps

Smartphone owners can access accounts while on the go with our free Mobile App for iPhone or Android. Monitor your balance, make bill payments and more.

Download mobile banking app on iPhone  Download the mobile app on your Android device

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