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Current Rates & Specials

Share Rates
Effective Date: Friday, November 16th, 2018
NameRateAPY**
Shares 0.05% 0.05%
* Minimum balance of $5.00 to open an account and earn a Dividend
Share Drafts 0.00% 0.00%
* Draft account must have a minimum balance of $1,000.00 to earn a Dividend
IRAs 0.30% 0.30%
Christmas Club 0.05% 0.05%
All Rates subject to change without prior notification.  **Fees may reduce earnings on your account.  To determine if a fee will affect your account please refer to our fees schedule or click here!**  APY = Annual Percentage Yield.

Certificates of Deposits
Effective Date: Friday, November 16th, 2018
TermRateAPY**
3 Month 0.05% 0.05%
6 Month 0.20% 0.20%
1 Year 0.30% 0.30%
1 1/2 Year 0.45% 0.45%
2 Year 0.60% 0.60%
3 Year 0.74% 0.74%
4 Year 0.84% 0.84%
APY = Annual Percentage Yield. ** A penalty may be imposed if funds are withdrawn early on Certificates ****Some Certificates may not compound which would result in a difference in your APY. Please contact a member service representative at 906-387-3839 to find out what your APY may be.***

Loan Rates

VISA Cards
Effective Date: Friday, November 16th, 2018
NameAPR*
VISA Platinum 7.95%
VISA Classic 9.95%

*Annual Percentage Rate

New Vehicle
Effective Date: Friday, November 16th, 2018
Auto, Boat, Motorcycle, ATV, Snowmobile, etc.
TermRateAPR*
36 months 1.60% 1.82%
48 months 2.45% 2.62%
60 months 2.60% 2.74%
72 months 3.45% 3.57%
84 months 4.70% 4.80%

 

All loan rates displayed are designated “As Low As” and are for comparison use only. These rates do not constitute an actual offer. “As Low As” rates shown are offered to members with excellent credit score. Actual interest rate/APR* may increase based on current credit performance. Other restrictions may apply. Ask your loan officer for details. Rates are subject to change without notice.

 

Payment/APR example: $20,000 at 2.60% rate for 60 months = $358.00 and APR of 2.74%
All other APR* shown are based on $20,000 loan for each term listed.

Rates shown require direct deposit or automatic payment from a share account. Increase a rate .25% if electing not to set up automatic payment.

*APR = Annual Percentage Rate 

Used Vehicles
Effective Date: Friday, November 16th, 2018
Auto, Boat, Motorcycle, ATV, Snowmobile, etc.
TermRateAPR*
36 months 2.10% 2.29%
48 months 2.50% 2.64%
60 months 2.65% 2.77%
72 months 3.50% 3.60%

 

All loan rates displayed are designated “As Low As” and are for comparison use only. These rates do not constitute an actual offer. “As Low As” rates shown are offered to members with excellent credit score. Actual interest rate/APR* may increase based on current credit performance. Other restrictions may apply. Ask your loan officer for details. Rates are subject to change without notice.

 

Payment/APR example: $20,000 at 2.65% rate for 60 months = $358.00 and APR of 2.77%
All other APR* shown are based on $20,000 loan for each term listed.

Rates shown require direct deposit or automatic payment from a share account. Increase a rate .25% if electing not to set up automatic payment.

*APR = Annual Percentage Rate

New Equipment
Effective Date: Friday, November 16th, 2018
Large Tractors, Kubota, John Deere, etc.
TermRateAPR*
36 months 3.10% 3.29%
48 months 3.45% 3.60%
60 months 3.95% 4.07%
72 months 4.45% 4.55%
84 months 4.95% 5.04%

 

Used equipment add 1.00% to the rate shown.

All loan rates displayed are designated “As Low As” and are for comparison use only. These rates do not constitute an actual offer. “As Low As” rates shown are offered to members with excellent credit score. Actual interest rate/APR* may increase based on current credit performance. Other restrictions may apply. Ask your loan officer for details. Rates are subject to change without notice.

Payment/APR example: $20,000 at 3.95% rate for 60 months = $369.00 and APR of 4.07%
All other APR* shown are based on $20,000 loan for each term listed.

Rates shown require direct deposit or automatic payment from a share account. Increase a rate .25% if electing not to set up automatic payment.

 *APR = Annual Percentage Rate 

Signature (Unsecured)
Effective Date: Friday, November 16th, 2018
TermRateAPR*
12 months 7.40% 8.53%
24 months 7.40% 7.99%
36 months 7.40% 7.81%
48 months 9.40% 9.72%
60 months 9.40% 9.66%

 

Total combined signature loan and Visa may not exceed $22,000.

All loan rates displayed are designated “As Low As” and are for comparison use only. These rates do not constitute an actual offer. “As Low As” rates shown are offered to members with excellent credit score. Actual interest rate/APR* may increase based on current credit performance. Other restrictions may apply. Ask your loan officer for details. Rates are subject to change without notice.

Payment/APR example: $10,000 at 9.40% rate for 60 months = $210.79 and APR of 9.66%
All other APR* shown are based on $20,000 loan for each term listed.

Rates shown require direct deposit or automatic payment from a share account. Increase a rate .25% if electing not to set up automatic payment.

*APR = Annual Percentage Rate 

Share Secured
Effective Date: Friday, November 16th, 2018
TermRate
60 months Dividend rate plus 2.60%
120 months Dividend rate plus 3.60%

*APR = Annual Percentage Rate.

Loan Rate Specials

 

 

CHRISTMAS SPECIALS ARE HERE!

$300-$1,000 Holiday Cash

And

Our Holiday Skip a Pay option!

 

 

 

 

 

 

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