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Become A Member

You Can Be a Member-Owner

If you live, work or own property in Alger, Delta, Marquette or Schoolcraft County or, if you have a family member* who is a current Upper Michigan Community Credit Union member-owner.

Ready to join us?  Contact us for more information about how to become a member of Upper Michigan Community Credit Union.

*Family member refers to a relative of the member, by blood, or marriage; or any individual living under the same roof and in the same household as the member.

Important Information About Procedures For Opening A New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

* Required Fields

    • Member Information
    • Account Type


    • Salutation









    • Member Number (Current Members only)


    • Title of Account (Current Members Only)







    • Home Phone
      ( ) - ext
    • Phone Number Unlisted?
      ( ) - ext
    • Work Phone
      ( ) - ext


    • Community Membership
    • Open to the people who live work or own property in Alger, Delta, Marquette or Schoolcraft County. Please fill out at least one of the items below showing that you qualify for membership.






    • Accounts Requested
    • accounts requested








    • Joint Account Information
    • Joint Account Holder Information



    • Joint Account Holder #1




    • Same address as primary applicant?





    • Joint Account Holder #2

    • Date of Birth
      / /


    • Same Address as Primary Applicant?




    • Account Services

    • Account Services





    • If approved: Overdraft protection will make transfers from the accounts listed below in the order of priority listed.


    • ** A separate application may be required for this service. No protection from a loan account is provided unless approved for an overdraft loan account.
    • Beneficiary Information
    • Salutation













    • Salutation













    • This Beneficiary Designation Only applies to the Account(s) Listed herein. I understand that I can withdraw the money in these accounts during my lifetime. I understand that these accounts will belong to the named beneficiary(ies), and will not be inherited by my heirs, or controlled by will. The provisions set forth in the Membership Agreement with the Credit Union will govern payment.
    • By signing above, I hereby make application for membership in and agree to conform to the Bylaws and applicable terms and conditions of any approved account, as may be amended from time to time, of Upper Michigan Community Credit Union, Inc. ("Credit Union"). I certify that I am within the field of membership of this Credit Union; the signature(s) on this card apply to all accounts designated above; and all information provided is true and correct. I authorize the Credit Union to verify credit and employment history by any necessary means, including preparation of a report by a credit reporting agency. I also acknowledge that I have received and agree to be bound by the terms and conditions herein on this card and in the Terms and Conditions of Your Account Credit Union Disclosure, Funds Availability Disclosure, Electronic Funds Transfer Disclosure, Truth-in-Savings Disclosure, and any Special Account or other separate Account Service Applications or Agreements as amended from time to time, which are incorporated herein by reference. All present and future deposits to the account(s) designated above secure payment of any account, owner's obligations, except for real estate secured loans to the Credit Union. The singular includes the plural as applicable herein.
    • Security Code
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